I lost my way 2 years ago with the passing of my brother then a year ago my mom. It’s been rough ever since. My older brother was and still is useless no help at all. My dad spent a few years taking care of my grandmother before her passing on and followed that with taking care of my mom until she went into a facility. She ultimately quit her dialysis on a Wednesday to come home on that Friday she ended up passing through the night. My dad has his good days and his bad days but I spend a lot of time making sure he has what he needs. Doing so I screwed myself and but I know I can fix my situation. I fell behind on my house payment and am just looking for someone with experience who can help me with advice. The mortgage company is working with me but some of the paper work is confusing and I don’t want to make any mistakes that can’t be fixed. Thank you for you time.